Subsidy & Government-Backed Loan Schemes

Credit-linked subsidy programs from central and state governments, facilitated end-to-end — from application and margin-money computation to bank sanction.

No subsidy schemes found matching your search term.

PMFME Scheme

Food Processing Units
Subsidy 35% Credit-Linked

PM Formalisation of Micro Food Processing Enterprises: helps unorganised micro food-processing units upgrade machinery, obtain FSSAI licensing, and access branding & marketing support.

Max Project Cost: ₹10 Lakhs / Unit
Subsidy: Up to 35% (capped)
Beneficiary Share: Min. 10% Contribution
Eligible: Individual / FPO / SHG

PMEGP

New Micro Enterprise
Subsidy 15% – 35% Margin Money

PM Employment Generation Programme funds first-generation entrepreneurs setting up new micro-enterprises in the manufacturing or service sector, with margin-money subsidy support.

Max Project Cost: ₹50L (Mfg) / ₹20L (Svc)
Subsidy: 15% – 35% by Category
Balance Finance: Bank Term Loan
Min. Age: 18 Years

PM SVANidhi

Street Vendors
Interest Subvention 7% p.a.

Micro-credit facility for street vendors and hawkers to resume and grow their livelihood, with progressively increasing loan tranches on timely repayment and digital-transaction cashback.

1st Tranche: ₹10,000
2nd Tranche: ₹20,000
3rd Tranche: ₹50,000
Collateral: Nil

Rojgar Yojana

Self-Employment Scheme
Subsidy Up to 25% (State)

State-sponsored self-employment loan scheme helping unemployed youth start small businesses, trades, or service ventures with subsidised interest and collateral-free limits.

Loan Amount: ₹1 - 25 Lakhs
Subsidy: 15% - 25% (State-Wise)
Age Group: 18 - 45 Years
Collateral: Nil up to ₹10 Lakhs

Solar Rooftop Loan

Renewable Energy (PM Surya Ghar)
Subsidy Up to ₹78,000

Financing for the balance cost of rooftop solar installation after Central Financial Assistance under PM Surya Ghar Muft Bijli Yojana, cutting household electricity bills long-term.

Subsidy (1-2kW): ₹30,000
Subsidy (2-3kW): ₹60,000
Subsidy (>3kW): ₹78,000
Interest Starting: 7.50% p.a.

Matri Loan

Women Entrepreneurs
Interest Starting 8.75% p.a.

Dedicated micro-loan scheme empowering women to start or expand small businesses and self-help-group ventures, combining concessional interest with state women & child development subsidies.

Max Amount: Up to ₹10 Lakhs
Subsidy: Under State WCD Schemes
Collateral: Nil up to ₹5 Lakhs
Co-Applicant: SHG / Individual

Pashu Loan

Animal Husbandry & Dairy
Interest Starting 7.00% p.a.

Pashu Kisan Credit Card facility for dairy, poultry, goat and fishery farmers to meet working-capital needs for feed, veterinary care, and housing of livestock, with interest subvention.

Credit Limit: Up to ₹3 Lakhs
Interest (with Subvention): From 7% p.a.
Collateral: Nil up to ₹1.6 Lakhs
Repayment: Aligned to Produce Cycle