Unsecured Loan Schemes — No Collateral Required

Fast-track credit lines sanctioned on income, ITR/GST filings, or credit history alone, with no property or asset pledged as security.

No unsecured loan schemes found matching your search term.

Salary Loan

Salaried Employees
Interest Starting 11.50% p.a.

Unsecured credit against your salary account with direct-credit employers, disbursed within a day and repaid through simple monthly instalments.

Max Amount: Up to ₹20 Lakhs
Tenure: 1 to 5 Years
Processing Fee: 1% - 2%
Disbursal Time: Within 24 Hours

Personal Loan

All Employment Types
Interest Starting 10.49% p.a.

Zero-collateral personal loan for medical, travel, wedding or renovation needs, sanctioned purely on income and credit-score strength.

Max Amount: Up to ₹25 Lakhs
Tenure: 1 to 6 Years
Processing Fee: 1% - 2.5%
Disbursal Time: 24 to 48 Hours

Limit Loan

Revolving Credit Line
Interest Starting 12.00% p.a.

A reusable, pre-approved credit limit with interest charged only on the amount drawn — ideal for managing irregular cash-flow without repeated loan applications.

Credit Limit: Up to ₹15 Lakhs
Renewal: Annual, Auto-Renewable
Interest Charged On: Utilised Amount Only
Foreclosure: Zero Charges

ITR + GST Loan

Self-Employed & Traders
Interest Starting 13.50% p.a.

Unsecured business credit sanctioned purely on Income Tax Return filings and GST turnover — no collateral, no banking financials required, ideal for traders and freelancers.

Max Amount: Up to ₹30 Lakhs
Basis: 2 Yrs ITR / 12 Mo. GST
Tenure: 1 to 5 Years
Disbursal Time: 3 to 5 Days

Business Loan (Unsecured)

MSME & Traders
Interest Starting 11.99% p.a.

Quick working-capital or term credit for small-business owners without pledging property, machinery, or other assets as security.

Max Amount: Up to ₹50 Lakhs
Tenure: 1 to 5 Years
CGTMSE Coverage: Available
Disbursal Time: 3 to 5 Days

Credit Card Facilitation

Revolving Payment Instrument
Interest-Free Period Up to 45 Days

End-to-end assistance in applying for credit cards across leading banks and NBFCs, matched to your spending pattern — cashback, travel, or fuel-surcharge waiver variants.

Credit Limit: Basis Income & Profile
Annual Fee: Nil - ₹999 (Waivable)
Reward Programs: Cashback / Travel / Fuel
Add-on Cards: Available